![]() ![]() How much do I need to save for a deposit? No more wondering ‘where did my money go?!’. At the end you should be left with £0.00 as everything from your monthly income has been allocated somewhere.Remember to add in adhoc budgets into your money planner for discretional spending such as eating out, gifting, hair or grooming treatments, shopping etc – everything should have a budget or an exact price.For example, £300 into your Lifetime ISA or £100 into your holiday pot and £50 into an emergency fund. Take away your savings from what’s left.For example, if you pay £7.99 for a subscription service, log this as the cost, not £8. Take away the exact amounts of your outgoings to the penny.Start with your total income for the month.This budgeting planner idea means that every penny from your monthly budget is allocated towards something. The remaining 20% of your income goes towards long or short-term saving.30% of your income can go towards your ‘wants’ or disposable spending such as eating out and shopping etc.50% for your ‘needs’, the non-negotiable monthly bills such as rent or mortgage, groceries, insurance, transport, and utilities.Working your budget and saving planner into the 50/30/20 idea simply means your income is divided into those percentages. There are lots of different approaches to organising your budget planner and knowing where your monthly money is allocated, let’s have a look at a couple of them. How much of your salary or monthly income goes on your rent and bills depends on everyone’s individual circumstances. How much of my salary should be going towards rent and bills? The less you spend, the more you can save towards the deposit for your first house, that kitchen update or holiday of a lifetime. This file is for personal use only, and may not be resold, redistributed, copied or used for commercial purposes.Getting a budget or a savings planner in place is the first step to seeing what you spend and how much you can save. This is an instant download - there is no physical product shipped to your address.ģ. For clickable hyperlinks to work on GoodNotes you need to have the ‘Read only’ tool selected.Ģ. You will not be able to see your downloads through the app.ġ. Downloads only work on computers or tablets. Additionally, you can access your downloads by viewing your profile clicking on purchases and reviews, and download from there. From that screen you can download your files once your payment has been finalized. Once you have completed your purchase, you will be redirected to a page where you can click to view your digital files. ✔ 12 months each including: 2 Paycheck Sheets, Spending Tracker for 5 categories, End of Month Reconcile Sheetġ high resolution PDF file with 85 Pages - WATERMARKS WILL BE REMOVED FROM FINAL PRODUCT ✔ Quick Link Sections - STOP Scrolling and just jump to the exact page you need. ✔ Debt Check Ins - Write in your own debt categories Some are paid apps while others are free.* *Note: Please research your preferred app first. WE DO NOT GUARANTEE THAT USING THIS DIGITAL BUDGET PLANNER WILL WORK WITH OTHER NOTE TAKING APPS AS WE ONLY USED GOOD NOTES BECAUSE IT IS USER FRIENDLY AND DISPLAYED THE PLANNER PERFECTLY. THIS PLANNER WAS FORMATTED TO WORK SEAMLESSLY WITH GOOD NOTES. ![]() This planner is formatted to work seamlessly with Goodnotes, which provides you with the luxury of being able to add in extra pages where needed. All you have to do is click on a tab and start planning your budget for the pay week. ![]() All the pages in this planner are hyperlinked for your convenience. This Digital Budget Planner is perfect for you. You have your budget binder, but you need something that you can quickly see where your money is going without having to flip through multiple pages. ![]()
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